2026 Benefits Changes

Open Enrollment for 2026 benefits ended November 21, 2025. All elections that were made during Open Enrollment will be effective January 1, 2026.

If you didn’t do anything during Open Enrollment, your current benefit elections will not continue in 2026. You won’t be able to enroll or make changes to your benefits until the next annual Open Enrollment, unless you experience a qualified life event.

If you completed your enrollment transaction online, you’re able to review, print, and email your confirmation statement. If you enrolled by phone, you had the option to have your confirmation statement sent to you via email. Please be sure to review your confirmation statement carefully.

This page is a summary of benefits changes in 2026. You can also view, download, and print the 2026 Benefits Guide.

    What’s New for 2026

      New medical, dental, vision, and life insurance plan premiums

      The semi-monthly premiums for most medical, dental, and vision plans will increase slightly in 2026.

      There is no change to the premiums for the Option 2 vision plan.

      Medical

      2026 Semi-Monthly Pre-tax Premiums for Those Who Meet Wellness Requirements

      HRA Choice OAPIN HRA Standard
      Employee $97.97 $104.02 $51.87
      Employee + Spouse $205.72 $218.43 $148.82
      Employee + Children $181.23 $192.43 $135.77
      Family $220.42 $234.03 $167.10

      2026 Semi-Monthly Pre-tax Premiums for Those Who Don’t Meet Wellness Requirements

      HRA Choice OAPIN HRA Standard
      Employee $147.97 $154.02 $101.87
      Employee + Spouse $255.72 $268.43 $198.82
      Employee + Children $231.23 $242.43 $185.77
      Family $270.42 $284.03 $217.10

      Dental

      Prepaid/DHMO Plan DPPO Plan
      Employee Only $5.64 $15.19
      Employee + 1 Dependent $9.58 $28.35
      Employee + 2 or More Dependents $14.65 $48.29

      Vision

      Option I Option II
      Employee Only $4.39 $2.88
      Employee + 1 Dependent $7.88 $5.17
      Employee + Family $12.26 $8.04

      Introducing Cigna Dental WellnessPlus®

      With the new Cigna Dental WellnessPlus program, when you or your covered family members receive preventive care—like a routine cleaning—during the year, your annual maximum for the Cigna Dental DPPO Plan will increase by $150 the following year. Your annual maximum will grow each year up to a maximum of $2,300 as long as you stay enrolled and keep getting preventive care. If you don’t get preventive care, your annual maximum stays the same.

      Here’s how it works: If you enroll in the plan and get a teeth cleaning in 2026, your annual maximum for 2027 will increase from $1,850 to $2,000. For more details, check out the Dental WellnessPlus Flyer and the Benefit Summary.

      There are no changes to the Cigna Dental Prepaid/DHMO Plan.

      Contribution limit increases for Dependent Care FSA

      For 2026, the IRS increased the Dependent Care FSA annual contribution limit to $7,500.

        New premium for basic life insurance

        You’ll continue to pay 30% of the premium cost for Basic Life Insurance and the County will continue to pay the remaining 70%, but the premium for coverage is increasing in 2026:

        • Employee: $0.217 per $1,000 of coverage
        • County: $0.506 per $1,000 of coverage

        Special voluntary life and dependent life insurance enrollment opportunity

        If you’re already enrolled: You could have increased your coverage by one level during open enrollment without filling out a health questionnaire.

        • If you currently have $25,000 in Voluntary Life Insurance, you could have increased to $50,000.
        • If you currently have $150,000 in Voluntary Life Insurance, you could have increased to $200,000.
        • If you currently have $10,000 in Dependent Life Insurance, you could have increased to $15,000.

        If you’re not currently enrolled: You could have signed up for Voluntary or Dependent Life Insurance for the first time during open enrollment without a health questionnaire, up to the Guaranteed Issue amount.

        • If you don’t have Voluntary Life Insurance, you could have enrolled for $10,000 to $150,000.
        • If you don’t have Dependent Life Insurance, you could have enrolled for $5,000 to $50,000.